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How Much Time to Complete a Chapter 13 Bankruptcy Case?
The amount of time to complete a Chapter 13 bankruptcy is longer than a Chapter 7 bankruptcy. This is because a Chapter 13 bankruptcy includes a repayment plan of the filer’s debts. Most Chapter 13 bankruptcy cases take between 3 to 5 years to complete. The repayment plan provides for secured debts, such as car loans. A Chapter 13 bankruptcy may be preferable for some debtors over a Chapter 7 bankruptcy, depending on the debt type. It’s important for debtors to discuss all their available options with an experienced bankruptcy attorney before filing bankruptcy.
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